ORCA Opti

Industries · United States

Financial Services

GLBA, SOX and PCI compliance for banking, fintech and insurance. ORCA Opti brings your risks, controls and AI governance into one living system of record, inside your Safe Zone.

Regulation

Built for US compliance

ORCA Opti maps to the standards US customers and regulators expect, and keeps your evidence audit-ready.

SOC 2

SOC 2

Continuous evidence and audit-readiness for the report your customers ask for.

HIPAA

HIPAA

Protect PHI and meet healthcare privacy and security obligations.

NIST CSF, 800-171 & CMMC

NIST CSF, 800-171 & CMMC

Cyber maturity for federal work and the defense supply chain.

FedRAMP & FISMA

FedRAMP & FISMA

Security expectations for government agencies and cloud service providers.

State privacy (CCPA/CPRA)

State privacy (CCPA/CPRA)

Navigate the growing patchwork of US state privacy laws.

PCI DSS

PCI DSS

Protect cardholder data across payments.

ISO 27001

ISO 27001

Information security management, pre-mapped to your controls.

AI governance (NIST AI RMF)

AI governance (NIST AI RMF)

Safe, accountable AI aligned with the NIST AI Risk Management Framework.

For Financial Services

See ORCA Opti for U.S. Financial Services

Banks, credit unions, fintechs, insurers and asset managers operate under the most-layered regulator stack in the world. GLBA, SOX, FFIEC, NYDFS 500, OCC, FRB, FDIC, FINRA, SEC, CFPB and a CCPA/CPRA-inspired state privacy patchwork all want evidence-grade controls. ORCA Opti brings them into one platform so risk, compliance and security all see the same picture.

Regulator-ready cyber posture

Regulator-ready cyber posture

FFIEC, NYDFS 500, OCC, FRB and FDIC examination cycles supported by living controls and evidence, ready for the next examination.

Customer and core systems in the Safe Zone

Customer and core systems in the Safe Zone

Account, KYC, claims and payments data in your Safe Zone, with AI Guardian blocking PII disclosure to external AI.

Governed AI for credit, service and fraud

Governed AI for credit, service and fraud

Roll out AI for credit decisioning, customer service and fraud detection with the audit trail the SEC, OCC and CFPB are about to require.

Incident reporting on the clock

Incident reporting on the clock

36-hour bank notification, NYDFS 72-hour and SEC Form 8-K reporting handled by pre-built workflows.

The pressure

What U.S. FS risk officers are watching

Regulator expectations stacking up, AI under examination, and ransomware on core banking with no patience for paper compliance.

SEC and bank-regulator scrutiny

SEC and bank-regulator scrutiny

SEC cyber disclosure, OCC heightened standards and FFIEC examinations all expect demonstrable controls, not paper policies.

NYDFS Part 500 and state-by-state

NYDFS Part 500 and state-by-state

NYDFS 500 amendment requirements, state-by-state insurance data security laws and Reg P all want evidence and reporting current.

Authorized push payment and AI fraud

Authorized push payment and AI fraud

AI-enabled scams now move at machine speed. Internal AI Guardian inspects every prompt so social engineering does not reach the customer-service desk.

Ransomware on core banking

Ransomware on core banking

Ransomware on core banking, policy admin or claims systems is a same-day regulator-reportable event with significant fines attached.

Frameworks built in

Every regulator, one program

ORCA Opti ships with the obligations U.S. FS firms run on, from prudential to market conduct. Controls pre-mapped, evidence structured and reporting current.

GLBA Safeguards & FFIEC

Gramm-Leach-Bliley Act Safeguards Rule and FFIEC Cybersecurity Assessment Tool aligned to controls and exam-ready evidence.

NYDFS Part 500

New York Department of Financial Services Cybersecurity Regulation, including the 2023 amendment, with senior officer attestation supported.

SOX & PCI DSS v4

Sarbanes-Oxley IT general controls plus Payment Card Industry Data Security Standard v4 baseline-mapped.

State privacy patchwork

CCPA/CPRA, VCDPA, CPA, CTDPA, UCPA and growing state-by-state privacy obligations mapped to one consent and evidence model.

FinCEN, CFPB & state reporting

BSA/AML reporting, CFPB consumer-protection reporting and state insurance commission reporting handled by one workflow.

ISO 27001 & NIST CSF 2.0

International security baseline and NIST Cybersecurity Framework 2.0 mapped alongside U.S. regulation.

See ORCA Opti for Financial Services in United States.

Work through a guided check with Opti Assist and get an immediate view of where you stand.

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