Industries · India

Financial Services (BFSI)

RBI and SEBI cyber resilience for banking and finance. ORCA Opti brings your risks, controls and AI governance into one living system of record, inside your Safe Zone.

Regulation

Aligned to Indian regulation

ORCA Opti maps to the obligations Indian organisations face, and keeps your evidence ready.

Digital Personal Data Protection Act 2023

Consent, data principal rights and breach obligations under the DPDP Act.

CERT-In directions

Mandatory cyber incident reporting within tight timeframes, with the logs to back it up.

RBI & SEBI cyber frameworks

Sector cyber security and resilience expectations for financial services.

ISO 27001 & IT Act 2000

Information security management and reasonable security practices, mapped.

AI governance

Safe, accountable AI aligned with emerging MeitY guidance.

Data localisation

Keep regulated data where it needs to stay, inside your Safe Zone.

For BFSI

See ORCA Opti for Banking, Finance and Insurance in India

RBI's cyber resilience expectations, SEBI's CSCRF, IRDAI's information security guidelines and the Account Aggregator framework all want the same thing: evidence-grade controls, fast incident response and board-level visibility. ORCA Opti brings them into one platform so banks, NBFCs, insurers, fintechs and asset managers ship faster while meeting every regulator.

Regulator-ready cyber posture

RBI, SEBI and IRDAI cyber expectations mapped to controls, ready for inspections, on-site assessments and quarterly board reporting.

Customer data and core systems in the Safe Zone

Account, KYC and payments data inside the Safe Zone, with AI Guardian inspecting AI prompts so customer PII never leaves your control.

GenAI on customer service and credit, governed

Roll out AI for customer service, credit decisioning and fraud detection with the audit trail RBI's emerging AI guidance expects.

Cyber incident reporting, on the clock

RBI 2-6 hour reporting, CERT-In 6-hour and SEBI incident notification handled by pre-built workflows, so a 4 a.m. incident does not become a 4 p.m. headline.

The pressure

What BFSI risk officers are watching

RBI's CSITE inspections, SEBI cyber drills, IRDAI audits and a rising tide of AI-enabled fraud are turning cyber and compliance into a board topic every quarter.

RBI scrutiny stepping up

CSITE inspections, Master Direction reviews and digital lending guidelines all expect demonstrable controls, not paper policies.

SEBI CSCRF in scope sector-wide

Market infrastructure institutions, stockbrokers, mutual funds and depositories are all now in scope of the Cyber Security and Cyber Resilience Framework, with VAPT, cyber drills and incident reporting expectations.

AI-enabled fraud at machine speed

Account takeover, deepfake voice authorisations and authorised push payment fraud now move faster than human review. AI Guardian inspects every internal AI use so social engineering does not reach customer-service desks.

Ransomware on core banking

Ransomware on core banking, AMC platforms or claims systems is a regulator-reportable event with same-day expectations. Resilience and incident response must be evidence-ready.

Frameworks built in

Every BFSI regulator, one programme

ORCA Opti ships with the obligations Indian BFSI runs on, from RBI to global benchmarks. Controls pre-mapped, evidence structured and reporting current.

RBI Cyber Security Framework

Cyber Security Framework for Banks, NBFCs, UCBs and Payment System Operators mapped to controls, with CSITE-ready evidence.

SEBI CSCRF & Cyber Resilience

Cyber Security and Cyber Resilience Framework for market intermediaries, including VAPT, cyber crisis drills and quarterly reporting.

IRDAI Information & Cyber Security

IRDAI Information and Cyber Security Guidelines for insurers, intermediaries and re-insurers, with annual cyber assurance.

DPDP Act 2023

Customer consent, data principal rights, breach notification and significant data fiduciary obligations mapped to controls and evidence.

CERT-In & sector reporting

CERT-In 6-hour reporting, RBI, SEBI and IRDAI sector reporting handled by one incident workflow with pre-filled regulator templates.

ISO 27001, PCI DSS & NIST CSF

International security baselines, cards data security and the NIST Cybersecurity Framework mapped alongside Indian regulation.

See ORCA Opti for Financial Services (BFSI) in India.

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