ORCA Opti

Industries · UK & Europe

Financial Services

Risk and compliance for the UK's largest sector. ORCA Opti brings your risks, controls and AI governance into one living system of record, inside your Safe Zone.

Regulation

Aligned to UK regulation

ORCA Opti maps to the frameworks UK organisations are measured against, and keeps your evidence current.

UK GDPR & Data Protection Act 2018

UK GDPR & Data Protection Act 2018

Personal data obligations and ICO expectations, mapped and evidenced.

Cyber Essentials & Cyber Essentials Plus

Cyber Essentials & Cyber Essentials Plus

The NCSC baseline controls many contracts now require, kept audit-ready.

NIS Regulations

NIS Regulations

Network and information systems duties for operators of essential services and digital providers.

ISO 27001

ISO 27001

Information security management, pre-mapped to your controls.

AI governance

AI governance

A practical path to safe, accountable AI aligned with the UK's pro-innovation approach.

UK & EU data residency

UK & EU data residency

Keep data in your Safe Zone, hosted in the UK or the EU under the EU Data Boundary, with residency you can demonstrate.

For Financial Services across the UK and Europe

See ORCA Opti for UK & European Financial Services

DORA came into force across the EU in January 2025, the FCA and PRA have raised the bar on operational resilience, and the EU AI Act now lands on credit scoring and biometrics. Banks, building societies, insurers, asset managers, fintechs and ICT third-party providers all need evidence-grade controls that read in both London and Frankfurt. ORCA Opti brings them into one platform.

DORA and PRA / FCA resilience ready

DORA and PRA / FCA resilience ready

DORA ICT risk, third-party risk and incident reporting mapped alongside PRA SS2/21 and FCA Operational Resilience expectations.

Customer and core systems in the Safe Zone

Customer and core systems in the Safe Zone

Account, KYC, claims and payments data inside the Safe Zone with UK and EEA residency, plus AI Guardian blocking PII disclosure to external AI.

Governed AI for credit, service and fraud

Governed AI for credit, service and fraud

Roll out AI for credit decisioning, customer service and fraud detection with the audit trail the EU AI Act and the FCA both expect.

Incident reporting on the clock

Incident reporting on the clock

DORA 4-hour major-incident reporting, FCA notifications and ICO breach reporting handled by pre-built and rehearsed workflows.

The pressure

What Pan-European FS risk officers are watching

DORA, AI Act, MiCA and operational resilience are all biting at once. Paper compliance no longer survives a supervisory dialogue.

DORA in force

DORA in force

EU Digital Operational Resilience Act is now operational. ICT risk management, third-party register and major-incident reporting expectations are evidence-grade.

FCA and PRA operational resilience

FCA and PRA operational resilience

Important business services, impact tolerances and self-assessment expectations require live, defensible evidence at every assessment.

AI-enabled fraud at machine speed

AI-enabled fraud at machine speed

Authorised push payment fraud, deepfake voice authorisations and account takeover now move faster than human review. AI Guardian inspects every prompt.

Ransomware on core systems

Ransomware on core systems

Ransomware on core banking, claims or policy admin systems is a same-day supervisor-reportable event with serious supervisory and reputational consequences.

Frameworks built in

Every UK and EU regulator, one programme

ORCA Opti ships with the obligations Pan-European FS firms run on. Controls pre-mapped, evidence structured and reporting current.

DORA

EU Digital Operational Resilience Act ICT risk, third-party register, major-incident and threat-led penetration testing requirements mapped.

FCA & PRA operational resilience

FCA PS21/3 and PRA SS2/21 important-business-service identification, impact tolerances and self-assessment evidence assembled.

Senior Managers Regime

FCA/PRA Senior Managers and Certification Regime accountability mapped to risk, control and assurance ownership.

UK GDPR & EU GDPR

Customer data, consent and breach notification mapped to a single model across UK and EEA, with transfer mechanisms supported.

FCA, ICO & EU supervisor reporting

FCA REP-CRIM, FCA incident reporting, ICO breach notification and EU supervisor reporting handled by one workflow.

ISO 27001, PCI DSS v4 & NIST CSF

International security baselines, payment-card protections and the NIST Cybersecurity Framework mapped alongside UK and EU regulation.

See ORCA Opti for Financial Services in UK & Europe.

Work through a guided check with Opti Assist and get an immediate view of where you stand.

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